Beat the Clock: Legal Education Sessions for Fire Survivors

Seven free legal education sessions for Eaton and Palisades fire survivors, presented by Every Fire Survivor's Network. Thursdays October 1 to November 12.

Beat the Clock brings experienced lawyers and other experts together to help you understand your rights, deadlines and options.

Every session includes live survivor Q&A and a short action guide. No 30 pages of legalese. Just information you can use.

Attend one or all seven.

October 1 | The Clock Is Ticking: Your Claims and Their Deadlines

How much time do I have? Learn why January 7 may or may not be your deadline, which other clocks are running, and how lawyers evaluate a case.

October 8 | Taxes: Casualty Losses, New Federal Relief & Surviving an IRS Audit

Before an important October 15 tax deadline for some survivors, get clear on disaster-loss deductions, wildfire tax relief, unresolved insurance payments, rebuilding or selling, and the records you'll need.

October 15 | Bad Faith: When Your Insurer Delays, Lowballs or Denies

Adjusters change. Months pass. Your evidence goes unanswered. When might that awful experience give you grounds to sue, and what should you document now?

October 22 | Underinsurance: What Are You Still Owed, and Who May Be Responsible?

Have a gap between your coverage and the cost to rebuild? Join the club. Why were your limits too low, what benefits might you still be owed, and could your insurer, agent or broker be responsible?

October 29 | Smoke Damage: Make Your Home Safe to Return To

Your insurer says your home is safe or your smoke damage isn't covered. What testing and evidence matter? How can you challenge an inadequate response, and what can you do after a denial?

November 5 | Dumped onto the FAIR Plan: Your Coverage Gaps, Rights & Potential Claims

Were you nonrenewed or moved to the FAIR Plan? Learn what to ask about your old and new coverage, the gaps you discovered after the fire, and who may bear responsibility.

November 12 | Ask the Lawyers: What Do I Need to Do Now?

This night belongs to you. Bring your questions about your claim, finding a lawyer, suing while you negotiate, or what to do if you're not ready.